People helping people protect what matters most.
PHP is a family-first life and retirement insurance agency built on one idea: real protection starts with a real relationship. We help Central Texas families plan for the "just in case" — so they can live fully in the meantime.
Life Insurance
Term & whole life plans built around your family's real needs.
Retirement Planning
Income strategies so retirement feels like freedom, not a question mark.
Legacy Protection
Making sure the people you love are never left figuring it out alone.
Straightforward protection, explained like you'd explain it to family.
No jargon, no pressure — just a clear plan for the people counting on you.
Life Insurance
Term and whole life coverage sized to your family's real budget and stage of life.
Retirement Income
Annuities and savings strategies that turn a lifetime of work into steady, dependable income.
Family Protection Plans
Bundled coverage built around the whole household, not just one policy at a time.
Legacy & Estate Planning
Making sure what you've built passes on cleanly, clearly, and without confusion.
"We don't sell policies. We sit at the kitchen table and protect promises — the ones you've made to the people you love."— The People Help People Founders
Four different paths. One shared reason for doing this work.
Every founder came to insurance through a real story of their own. Read where each of them started — and how they ended up here.
[Founder 1 Name]
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Read their story[Founder 2 Name]
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Read their story[Founder 3 Name]
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Read their story[Founder 4 Name]
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Read their storyLet's sit down and talk about your family's plan.
No obligation, no pressure — just an honest conversation about what protection makes sense for you. Prefer to just pick a day and time yourself? Use our booking calendar instead.
Waco, Texas
Serving families across Central Texas
Call or Text
(254) 457-0994
phpwaco@gmail.com
[Founder 1 Full Name]
"[A short, personal quote from this founder about why they do this work.]"
[Add where they grew up, their family, and what early experiences shaped how they think about protecting the people they love.]
[Add the specific moment or event that changed their path — a loss, a hardship, a realization — that led them toward insurance.]
[Add why this founder chose to build PHP specifically, and what they believe makes it different from a typical agency.]
[Add a bit about their life now — family, hobbies, what a normal week looks like — to make them feel real to visitors.]
[Add a line or two about their spouse, kids, or family life to accompany the photos below.]
[Founder 2 Full Name]
"[A short, personal quote from this founder about why they do this work.]"
[Add where they grew up, their family, and what early experiences shaped how they think about protecting the people they love.]
[Add the specific moment or event that changed their path toward insurance.]
[Add why this founder chose to build PHP specifically.]
[Add a bit about their life now — family, hobbies, what a normal week looks like — to make them feel real to visitors.]
[Add a line or two about their spouse, kids, or family life to accompany the photos below.]
[Founder 3 Full Name]
"[A short, personal quote from this founder about why they do this work.]"
[Add where they grew up, their family, and what early experiences shaped how they think about protecting the people they love.]
[Add the specific moment or event that changed their path toward insurance.]
[Add why this founder chose to build PHP specifically.]
[Add a bit about their life now — family, hobbies, what a normal week looks like — to make them feel real to visitors.]
[Add a line or two about their spouse, kids, or family life to accompany the photos below.]
[Founder 4 Full Name]
"[A short, personal quote from this founder about why they do this work.]"
[Add where they grew up, their family, and what early experiences shaped how they think about protecting the people they love.]
[Add the specific moment or event that changed their path toward insurance.]
[Add why this founder chose to build PHP specifically.]
[Add a bit about their life now — family, hobbies, what a normal week looks like — to make them feel real to visitors.]
[Add a line or two about their spouse, kids, or family life to accompany the photos below.]
Build a business of your own — with a team behind you.
We're not hiring for a job. We're looking for people who want to build their own practice, own their schedule, and grow something that's actually theirs — backed by our training, our name, and a team that wants to see you win.
I'm Interested — Tell Me More*First three figures are network-wide for PHP Agency, LLC nationally — source: phpagency.com. The uninsured/underinsured figure is from LIMRA & Life Happens' 2026 Insurance Barometer Study. These reflect the national organization and industry we're part of, not this Waco office's own results. Individual agent earnings vary; see PHP Agency's official Income Disclosure Statement before making any income claims to a candidate.
"I made $4K+ in my first month doing this. I'm not telling you that's typical — I'm telling you it's possible, and I'll show you exactly how I did it."— [Founder Name], Co-Founder, People Help People Waco
What you're actually building here.
Own Your Business
You're building your own book of clients and your own income — not clocking in for someone else's company.
Real Training & Mentorship
No guessing. We'll walk you through licensing, product knowledge, and how to actually talk to families — step by step.
Set Your Own Hours
This is entrepreneurship, not a shift schedule. Build around your life, not the other way around.
Work That Means Something
Every policy you write protects a real family. This isn't cold sales — it's sitting at the kitchen table and helping people plan for what matters.
No Ceiling
Your growth isn't capped by a title or a raise cycle. It's driven by how much you're willing to put in.
A Team, Not Just a Company
Four founders who are actually building alongside you — not a distant corporate office.
Getting started is simpler than you'd think.
Reach out
Fill out the form below or book a time to talk — no pressure, just a real conversation about whether this fits.
Meet the team
Sit down with us, ask every question you've got, and see exactly what building this business would look like for you.
Get licensed & trained
We'll walk you through exactly what's needed to get licensed and get you ready for your first real conversations.
Start building
You're off — with our training, our systems, and our support behind you the whole way.
Let's talk.
Tell us a little about yourself and we'll follow up to set up a time to talk.
Pick a day, time, and place that works for you.
Choose from the times we're actually free — no back-and-forth needed.
Manage your availability & bookings.
Block off times you're busy so customers only ever see real openings. Everything here saves automatically and is shared live with the whole team.
This area is for the team only. Enter the password to continue.